About David Weliver

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David Weliver is the founding editor of Money Under 30. He lives near Portland, Maine with his wife and two young kids.
Since 2006, he's been blogging about beating debt, increasing earnings and investing wisely while you’re young. He started the site because when he was about 25 and struggling with money, resources like this didn’t exist.
Although there are many excellent financial blogs, books and newspapers, most focus on older adults because they already have money (making it easier to sell products and advertising).
Money Under 30 is different: he's committed to delivering clear, honest and totally free advice on learning to handle money well and build the life you want – whether you’re 21, 31 or even 71.

In 2003, he graduated from Bates College — a small liberal arts school — after which he moved to New York City and became an editorial assistant at SmartMoney, a monthly personal finance magazine published by The Wall Street Journal.
You might think that getting that job would’ve made him more financially-savvy than most, but let’s just say it took a few years. Instead he was a blissfully ignorant 22-year old in an expensive city with a pocketful of plastic, which he so happily used (and used and used).
By 26, he had no savings, no financial plan, not even a dollar of available credit. He was maxed out, stressed out, and fed up. He was earning $32,000 a year and lived in an 8×10 room in a rented house with three roommates. He was also $80,000 in debt.
How did he get there?
He had simply spent my way through early adulthood, ignoring the cardinal rule of personal finance: Don’t spend what you don’t have.
And so he used Money Under 30 as an outlet to write about money: his mistakes with it, but also about how he learned to manage it well. He wrote, but he also hustled to pay off my debt. He got a second job at Starbucks. He found a higher-paying “day job”. Months later, he accepted a job back at his old employer for yet another raise. Meanwhile, his site grew from a hobby to a full-time business.
Today, publishing Money Under 30 is his vocation and my passion. It’s his sincere hope that he can help you learn to master your money, too.

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